Efficient, Knowledgeable and Versatile is the EKV in our name.
We pride ourselves in being efficient in the process of originating loans along with vast knowledge of lending programs. In addition, we are versatile in that we have many loan products available so that we can provide our borrowers with a loan tailored to their specific needs.
Who we are.
A licensed California Mortgage Broker offering Virtual Lending Services online. Borrowers can get online approval and submit all required documentation.
How do we differ from the banks and other lenders?
90% of the time our rates and fees are lower than most banks and other major lenders. As a small company, we have lower overhead costs and are therefore able to pass those savings on to our customers.
Our Broker, Ramiro Tamayo, has been in the Financial Industry since 1992 and has worked in the Consumer Finance industry, Mortgage Brokering and is an experienced Real Estate Investor. Highly knowledgeable in the Construction industry. Prior to working independently as a Broker he was Top Producing loan officer and originated as many as 30 loans per month for Ditech Funding and up to 14 loans per month for Ford Consumer Finance.